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Terms & Conditions

Atlas Lending
Effective Date: 4/6/2026

Agreement to These Terms

By accessing or using this website, you agree to these Terms & Conditions. If you do not agree, please do not use this site.

Your use of this website—including submitting information, browsing, or interacting with our services—means you accept these terms.

Purpose of This Website

This website is designed to provide general information about mortgage services and to help you begin the loan process.

While we guide you through your options and work closely with lending partners, all loan approvals, terms, and conditions are subject to underwriting guidelines and final review.

Use of the Website

By using this site, you agree that:

• You are at least 18 years old
• You will provide accurate and truthful information
• You will use the site only for lawful purposes
• You will not attempt to interfere with the operation or security of the site

You also agree not to misuse the website in any way, including attempting to gain unauthorized access, transmitting harmful code, or using the site for fraudulent or misleading purposes.

No Guarantee of Loan Approval or Terms

Any information provided on this website is for general informational purposes only.

• Loan approval is not guaranteed
• Rates, terms, and programs may change without notice
• Final loan decisions are based on lender guidelines and your financial profile

No Financial or Legal Advice

The content on this website should not be considered financial, legal, or tax advice.

You should consult with a qualified professional before making any financial decisions.

Third-Party Services

As part of the mortgage process, we may connect you with lenders, service providers, and other third parties.

We are not responsible for the actions, decisions, or policies of these third parties. Once you engage with them, their terms and policies apply.

Information You Provide

When you submit information through this website, you agree that:

• The information is accurate and complete
• You have the right to provide that information
• You authorize us to use it in connection with your inquiry or loan process

You are responsible for maintaining the confidentiality of any account or login information associated with your use of the site.

Credit Authorization

By submitting a loan inquiry or application, you authorize Atlas Lending and its partners to obtain your credit report and verify your information as necessary to evaluate your application.

If any adverse action is taken based on your credit report, you will receive the appropriate disclosures as required by law.

Intellectual Property

All content on this website—including text, graphics, logos, and design—is the property of Atlas Lending or used with permission.

You may use the website for personal purposes only. You may not copy, reproduce, distribute, or modify any content without prior written consent.

Disclaimer of Warranties

This website is provided “as is” and “as available.”

We do not guarantee that:
• The website will always be available or uninterrupted
• The information will always be accurate or complete
• The site will be free of errors or technical issues

Your use of the website is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, Atlas Lending is not liable for any damages arising from:

• Your use of or inability to use the website
• Reliance on information provided on the site
• Errors, interruptions, or delays
• Interactions with third-party providers

Indemnification

You agree to defend, indemnify, and hold harmless Atlas Lending from any claims, damages, or expenses resulting from your use of the website or violation of these Terms.

Applicable Law

These Terms & Conditions are subject to applicable federal laws and the laws of the states in which Atlas Lending is licensed to operate.

Our services are intended for individuals located in the United States and only in states where we are properly licensed.

Changes to These Terms

We may update these Terms & Conditions from time to time. Updates will be posted on this page with a revised effective date.

Your continued use of the website means you accept any updates.

Privacy

Your use of this website is also subject to our Privacy Policy, which explains how we collect, use, and protect your information.

Contact Information

If you have any questions about these Terms & Conditions, please contact:

Atlas Lending
info@atlaslending.co
507 Main Street
Jacksboro, TN 37757

By using this website, you acknowledge that you have read and agree to these Terms & Conditions.

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