Privacy Policy
Atlas Lending
Effective Date: 4/6/2026
At Atlas Lending, we are committed to protecting your privacy and handling your information with care, transparency, and integrity. The information you share with us is used solely to provide efficient, accurate, and compliant mortgage services.
Information We Collect
In order to provide mortgage-related services, we may collect personal and financial information, including:
• Contact information (name, phone number, email address, mailing address)
• Identification details (date of birth, Social Security number)
• Employment and income information
• Credit history and financial data
• Property and loan-related details
This information may be collected directly from you, through our website, during the application process, or from third-party sources such as credit bureaus and verification services.
How We Use Your Information
Your information is used to support every stage of the mortgage process, including:
• Processing and managing your loan application
• Verifying identity, income, assets, and creditworthiness
• Communication throughout the transaction
• Matching you with appropriate lending solutions
• Meeting legal, regulatory, and compliance obligations
We use your information only as necessary to deliver our services efficiently and responsibly.
How We Share Your Information
We do not sell your personal information—ever. We share your information only as required to operate our business and complete your mortgage transaction.
We may share your information for:
• Everyday business purposes (such as processing transactions, verifying information, responding to legal requests, and reporting to credit bureaus)
• Our marketing purposes (to provide you with information about our services)
• Joint marketing with financial partners (including lenders, investors, and service providers involved in your loan)
These types of sharing are required to provide mortgage services and, in most cases, cannot be limited under federal law.
We do not share your information for:
• Third-party marketing unrelated to your loan
• Selling your personal data
• Affiliate marketing (if applicable)
How We Protect Your Information
We maintain administrative, technical, and physical safeguards designed to protect your personal information. Access to your information is restricted to authorized individuals who need it to perform their job responsibilities.
While no system can guarantee absolute security, we take reasonable and appropriate measures to safeguard your information.
How Information Is Collected
We collect information through multiple channels, including when you:
• Complete a loan application
• Submission of Verification Documents (ID/Paystubs/Bank Statements/etc.)
• Provide financial or employment documentation
• Credit Authorization
• Communicate via phone, email, or online
We may also obtain information from credit bureaus, lenders, and other third-party sources necessary to process your application.
Your Privacy Choices
You have the right to:
• Request access to the personal information we maintain about you
• Request corrections to inaccurate or incomplete information
• Opt out of certain marketing communications
To exercise any of these options, please contact us using the information below.
Cookies & Website Tracking
Our website may use cookies and similar technologies to enhance user experience, analyze website performance, and improve our services.
You may adjust your browser settings to manage or disable cookies at any time.
Communication Consent
By providing your contact information through our website or forms, you agree that Atlas Lending may contact you by phone, text, or email regarding your inquiry, application, or loan process.
These communications are intended to provide updates, respond to questions, and help move your loan forward.
Consent is not required to use our services, and you may request to stop communications at any time by contacting us directly.
Federal Privacy Compliance (GLBA)
As a financial services provider, Atlas Lending complies with applicable federal privacy laws, including the Gramm-Leach-Bliley Act (GLBA).
Under federal law, financial institutions are required to share certain personal information to conduct everyday business activities. These activities include processing transactions, maintaining accounts, responding to legal requests, and reporting to credit bureaus.
The types of information we may share include details such as your income, credit history, employment information, and transaction history.
Federal law allows consumers to limit certain types of information sharing, but not all. In particular, sharing related to everyday business purposes, our own marketing, and joint marketing with financial partners is generally not subject to opt-out.
We limit access to your personal information to authorized personnel and service providers who need it to perform their job responsibilities, and we maintain safeguards designed to protect your information in accordance with federal standards.
Key Definitions
Affiliates
Companies related by common ownership or control.
→ Atlas Lending does not share information with affiliates for marketing purposes.
Nonaffiliates
Companies not related by ownership.
→ We share information only as necessary to process your loan and provide services.
Joint Marketing
Agreements between financial companies to offer services.
→ May include lenders and third-party service providers involved in your transaction.
Updates to This Policy
We may update this policy periodically to reflect changes in our practices or legal requirements. Updates will be posted here with a revised effective date.
Contact Information
If you have any questions about this policy or how your information is handled, please contact:
Atlas Lending
info@atlaslending.co
507 Main Street
Jacksboro, TN 37757
By using our website or services, you acknowledge that you have read and understand this Privacy Policy.